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Bates White offers pro bono work on payday loans for Lawyers’ Committee for Civil Rights Under Law

May 17, 2019

In pro bono work for the Lawyers’ Committee for Civil Rights Under Law (Lawyers’ Committee), Principal Ilan Guedj submitted a report reviewing research on payday, vehicle title, and high-cost installment loans. The report summarizes findings from the literature on who uses these loans, how lenders of these loans target low-income and minority communities, the potential negative outcomes associated with accessing these loans, and the potential lack of understanding by consumers of the terms of and risks associated with these loans. Findings in the Bates White report are referenced prominently in the Lawyers’ Committee’s comment to the Consumer Financial Protection Bureau, which promotes keeping current rules governing payday lenders in place.

The Lawyer’s Committee published its comment and Dr. Guedj’s report on its website.

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