Matthew M. Long

Matthew Long has extensive expertise in the consumer finance industry and executive-level experience managing consumer finance businesses and applying advance analytical procedures to consumer finance products. He has also consulted to multiple consumer finance companies, including one of the largest mortgage originators. In this capacity, Mr. Long provided advice on risk analysis, pricing disparities, risk-based pricing, loan economics, and other statistical analysis. He has also provided due diligence, discounted cash-flow analysis, and other valuation-related analysis to investors in the consumer finance business. In addition to his consumer finance expertise, Mr. Long is an expert in financial, strategic, and economic issues surrounding product liability litigation.

Mr. Long has been retained as a testifying expert in Federal district court matters, state court matters, and arbitration proceedings. He has provided written and oral testimony, as well as expert rebuttal, on credit-loss forecasting, due diligence procedures, portfolio sales and transfers, credit risk analysis, risk-based pricing, servicing standards, and underwriting approaches.

Prior to joining Bates White, Mr. Long worked as Vice-President of Marketing and Analysis for Advertising.com, an optimization driven Internet marketing company recently purchased by AOL. Previously, he served in an executive-level position at Capital One Financial Corporation. As the Director of Auto Finance Marketing and Analysis, Mr. Long was responsible for assisting with Capital One's acquisition entry into the subprime auto finance industry and the development of the unit's credit policy, marketing strategy, pricing systems, product development, and loss forecasting. He also launched Capital One's personal installment loan business.